1. Agreement to Terms

By accessing or using garg99.com, you agree to be bound by these Terms & Conditions and all applicable laws and regulations. If you disagree with any part, please do not use the site.

2. Use of the Website & Eligibility

• You must be at least 18 years old or have the legal capacity to form binding contracts.
• You agree to provide accurate, complete and up-to-date information when registering or placing an order.

3. Products, Orders & Payment

• All product listings on the Website are subject to availability. We reserve the right to modify or discontinue any product without prior notice.
• Prices are shown in [₹] and include/exclude taxes or shipping as specified.
• We accept the payment methods displayed at checkout (e.g. credit/debit card, UPI, net banking, etc.).
• Payment must be completed before your order is confirmed. By providing payment information, you represent that you are authorised to use the chosen payment method.

4. Shipping & Delivery

• We aim to process and dispatch orders within a reasonable timeframe; estimated delivery times are provided at checkout.
• Risk passes to you upon delivery of the items to the shipping provider or upon delivery to the shipping address (as per the chosen shipping method).

5. Returns, Refunds & Cancellations

• Our Refund Policy, as described on the “Refund Policy” page, governs all returns, refunds, and cancellation requests.
• By placing an order, you agree to abide by the terms of that policy.

6. Intellectual Property & Use Restrictions

• All content on this Website — text, images, graphics, logos, trademarks — is our property or used with permission.
• You may browse, view, or download content for personal use only. Any unauthorised copying, modification, reproduction, or distribution is prohibited.

7. Disclaimer of Warranties & Limitation of Liability

• The Website and its content are provided on an “as is” and “as available” basis. We make no warranties, express or implied, regarding the accuracy, completeness, reliability, or suitability of information or products.
• We are not liable for any indirect, incidental, special, or consequential damages arising from use of the website or products.

8. Governing Law & Dispute Resolution

• These Terms are governed by the laws of [Insert applicable jurisdiction — e.g. India, State of Haryana].
• Any dispute arising out of or related to these Terms shall be subject to the exclusive jurisdiction of the courts in [Hisar, Haryana].

9. Changes to Terms

• We may update these Terms at any time. Changes will be effective immediately upon posting. Continued use of the Website after these changes has been made means you accept the new Terms.

10. Contact Information

For any questions or concerns regarding these Terms, contact us at:  
Phone: [+91 94620 68000]